About Us
Thrive
We are a group of certified and licensed representatives who work and live in your local community. Our commitment is to provide a service to our clients with only the highest of values and integrity as we hold ourselves to highest standards. At Thrive, we make the same recommendations for our clients that we would make for our own families. We want to remove the stress of making insurance decisions through all stages of life.
Stages of Life
Working Families
You’re likely to spend the bulk of your adult years building your career. During that time your income may increase and you will likely take on new expenses like a growing family, a bigger home and college tuition. Life insurance can provide money to help protect all that you’ve achieved in life. It may be the time to start thinking about permanent life insurance in the event of the loss of a loved one.
Health Insurance options such as the Affordable Healthcare Act (ACA) or alternative health plans are available to those who qualify.
Pre-Retirement
Medicare typically begins at age 65, so if you retire before then, you will need to bridge the gap with alternative health coverage. You may have a retiree medical plan available through your former employer, but many employers are dropping plans because of costs. If 18 months of COBRA doesn’t get you to age 65, you will need to convert your group coverage to individual or venture out into the private market.
Medicare does not cover long term care costs. For aging Boomers, LTC becomes a pressing issue. If you haven’t already looked into LTC insurance, dont wait any longer. If you are in your early 50’s and early 60’s this is the time to take action. Your risk of not qualifying because of health reasons accelerates with every passing year. Protect your legacy.
Retirement
As you move into retirement, there are several financial and healthcare items to consider. Medicare choices can be confusing with the many options available. Minimizing out of pocket expenses and reducing prescription drug costs are essential to managing healthcare costs.
You worked your entire life to enjoy retirement, but stock market and economic factors can create concern as you move further into your golden years. Financial considerations during retirement should include a well thought out strategy and clear goals. Safe Money options and legacy planning can create peace of mind for you and your family.
Giving Back
Thrive Retirement Group is passionate about giving back. We donate to St. Jude and the Second Harvest Food Bank of North Carolina.
Second Harvest Food Bank
The inability of people to consistently afford enough food for their household harms children, working adults, seniors, and people with disabilities. It harms the health and productivity of individuals and families and it harms the ability of our community to fully thrive.
